PAVE Scheme 2025 All FAQs of Application Process Payment Details & Eligibility Criteria pave.gov.pk

The Pakistan Accelerated Vehicle Electrification Program (PAVE 2025) is a government initiative to promote electric mobility in Pakistan. It helps citizens buy electric bikes, scooters, and rickshaws/loaders with government subsidies and 0% markup loans. Check Also PAVE Scheme 2025 pave.gov.pk Eligibility Criteria of Bike & Rickshaws

Who Can Apply?

• All Pakistani citizens, including Gilgit-Baltistan and AJK residents, can apply.
• Age Limits:
  • E-bikes: 18 to 65 years
  • Rickshaws/loaders: 21 to 65 years
• Fleet operators may also apply for multiple rickshaws/loaders under defined limits.

Can Females Apply?

Yes. The government has reserved 25% quota of e-bikes for females to promote women’s mobility and independence.

Which Vehicles Are Offered?

The program includes:

• Electric two-wheelers (e-bikes and EV scooters)
• Electric three-wheelers (e-rickshaws/loaders)

Only Engineering Development Board (EDB) approved models are eligible under this scheme.

How to Apply?

• Applications are accepted only through the official online portal.
• The entire process is digital with minimal human involvement.
• Physical forms or offline applications are not allowed.

Can I Apply for More Than One Vehicle?

• Individual applicants can apply for only one vehicle.
• Fleet operators may apply for multiple rickshaws/loaders under the limits set by the Steering Committee. Check Also PAVE Scheme 2025 Monthly Repayment Schedule and Installment Plan Details

Do I Need a Driving License to Apply?

• No, you can apply without a license.
• But you will need a valid driving license to drive the vehicle after delivery.

Can I Change My Vehicle Selection After Applying?

No. Once you submit your application, you cannot change the selected model.

Can I Apply If I Already Benefited From Another EV Scheme?

• If you already received an EV through a government program, you are not eligible.
• If you applied for another provincial EV scheme, you may still apply, but the Steering Committee will decide your eligibility.

How Will the Vehicle Be Delivered?

• The vehicle will be delivered by the original manufacturer (OEM).
• The delivery address will be confirmed through the online portal with your selected bank.

What Are the Payments and Installments?

• Payments are made in easy monthly installments (EMIs).
• EMI includes principal amount and insurance.
• The markup (interest) is 0%, fully subsidized by the government.
• Repayment Period:
  • Up to 2 years for e-bikes
  • Up to 3 years for rickshaws/loaders

Do I Need to Pay Anything Upfront?

• If the vehicle price is Rs. 250,000 or less, you pay:
  • First installment
  • First-year insurance
  • Bank documentation charges
• If the vehicle price is above Rs. 250,000, you must also pay the extra difference upfront.

What Subsidies Are Provided?

• Up to PKR 50,000 subsidy for an e-bike
• Up to PKR 200,000 subsidy for a rickshaw/loader Check Also Sign Up for PM Electric Rickshaw, Bike, and Loader Scheme 2025

Are There Any Bank Charges?

• No loan processing fees
• No charges for early settlement
• Must pay:
  • Bank documentation charges
  • First-year insurance premium

What Happens If I Miss an Installment?

• Penalties will apply according to bank rules.
• The vehicle may be repossessed, and recovery costs will be charged.

Can I Choose the Brand or Model?

Yes, but only from the pre-approved models listed on the official portal.

What Documents Are Required?

• Valid CNIC
• Recent photograph
• Proof of income or bank account details
• Any additional documents required by the bank or PITB portal

Is the Program Available in Rural Areas?

Yes. The scheme is available nationwide, including rural areas.

Can Government Employees Apply?

Yes. Government employees are also eligible under the same terms and conditions.

Are Students Eligible?

Yes, if:

• They meet the minimum age requirement.
• They can provide required documents and repayment proof.

Is Maintenance and Warranty Provided?

• OEMs must provide after-sales service and spare parts.
• Vehicles are covered under the manufacturer’s warranty.

Can Someone Else Drive My Vehicle?

Yes, but only by a licensed driver. Misuse can affect your eligibility for future government schemes.

Can I Sell the Vehicle Before Completing Payments?

No. Since it is a subsidized product, selling before loan completion is not allowed.

Is Insurance Included?

Yes. Insurance coverage is included for accidents and theft under this program.

The Pakistan Accelerated Vehicle Electrification Program (PAVE 2025) is a major step towards clean transport. With subsidies, 0% markup financing, and easy installments, it makes electric bikes and rickshaws affordable for common citizens. This scheme also promotes women’s participation, reduces fuel costs, and supports eco-friendly mobility across Pakistan.